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Current best practice in all commercial property transactions is to use professional judgment and advice, where necessary obtaining an environmental desktop report and, if there is a likelihood of contamination, a full site investigation.
But, even the market-leading environmental risk screening reports only review currently available data and historic mapping. Of course, if you want more confidence, you could step up to a Phase I site inspection or Phase II site intrusive survey. But they are costly and take time.
ensura works closely with insurance underwriters and environmental risk managers to ensure that clients receive the best possible environmental insurance cover for their particular needs.
Terraffirm - An innovative cost-effective contaminated land insurance solution.
Terraffirm offers an innovative environmental insurance solution to the threat of historical land contamination for existing commercial properties. Purchasers of commercial property will have complete peace of mind with a comprehensive indemnity policy backed by a detailed environmental report supplied by Argyll Environmental.
Stephen Tromans, (a barrister described in Chambers & Partners 2007 as "the outstanding environmental lawyer" with an "encyclopaedic knowledge of the subject") has advised on the Terraffirm policy. Stephen has commented: ‘The Terraffirm policy in my view is commercially a very apt and attractive instrument, in terms of its coverage, extent, period of cover and generally its clear straight forward wording’. Stephen Tromans comments on the Terraffirm policy (as a PDF)